By: The Clearvue Insurance Team

Each September, National Preparedness Month serves as a powerful reminder to plan ahead for disasters — especially here in Florida, where hurricane season is still going strong. Launched by FEMA and the Department of Homeland Security, National Preparedness Month promotes awareness around emergency planning and readiness. Each year comes with a different theme — and in 2025, the focus is: “Take Control in 1, 2, 3”.

A call to action focused on helping older adults, particularly those living alone, managing chronic conditions, or facing mobility challenges. Whether you’re a caregiver, a neighbor, or an older adult yourself, here’s what you need to know to stay safe and supported. 

Why the Focus on Older Adults?
According to Ready.gov, older adults can face unique challenges during disasters — from power outages that affect medical devices to evacuation difficulties due to mobility issues or lack of transportation. By planning ahead, we can reduce those risks and give families peace of mind. 

✅ Take Control in 1, 2, 3 

1. Assess Needs 

• Does your loved one rely on oxygen, CPAP, or refrigerated medications? 
• Would they need help evacuating? 
• Do they live alone? 

Take stock of their day-to-day needs and what might be disrupted in a storm. 

2. Make a Plan 

• Create a contact list (family, doctors, pharmacies) 
• Identify backup power sources or shelters that accommodate medical needs 
• Prepare a “go bag” with medications, supplies, IDs, and insurance info 

3. Stay Informed 

• Sign up for local emergency alerts 
• Know your evacuation zones 
• Check in with neighbors who may not have access to up-to-date news 

Florida-Ready Resources for Older Adults

• Florida Special Needs Registry – Let emergency managers know if you or someone you love needs extra assistance during a disaster 
• Ready.gov – Older Adults Guide – Step-by-step instructions for aging adults and caregivers 
• Florida Department of Elder Affairs – Assistance programs, caregiver resources, and elder support lines 
• Florida 211 – Call for help finding food, housing, medical supplies, or transportation 

Review Your Insurance With Us
Preparedness includes peace of mind. If you’re unsure whether your current policy covers things like:

• Evacuation or temporary housing 
• Medical equipment in the home 
• Flood or windstorm damage 

Clearvue is here to help. We’ll walk you through your coverage and help you adjust if needed — so you’re not figuring it out after the fact. 

Let’s Look Out for Each Other
Whether it’s your parent, your neighbor, or yourself — a little planning goes a long way. This September, take the time to prepare, check in, and spread the word.

From your Clearvue family, stay safe and stay connected. 

By: The Clearvue Insurance Team ​

At Clearvue Insurance, we believe in protecting what matters most — and that includes honoring the people who keep our communities running every single day. 

This Labor Day let’s take a moment to appreciate the meaning behind the long weekend and explore a few fun facts about this all-American holiday. 

What Is Labor Day All About? 
Labor Day is more than just the unofficial end of summer. It was established in the late 1800s to recognize the contributions of American workers — the engine behind our economy, infrastructure, and day-to-day lives. 

The first U.S. Labor Day was celebrated in New York City in 1882, and by 1894, it became a national holiday observed every first Monday in September. 

Fun Facts You Might Not Know

• Labor Day was born out of protest. The idea for the holiday came after years of union efforts demanding better working conditions. 
• It’s the third most popular grilling day of the year. Only the 4th of July and Memorial Day beat it. 
• No white after Labor Day? That old fashion rule has roots in high society — but don’t worry, we say wear what you love! 
  
  

Planning a Last-Minute Getaway?
Labor Day weekend often means road trips, beach days, and backyard barbecues. If you’re hitting the road, it’s a good time to make sure your auto insurance is up to date and you know what your policy covers in case of accidents, weather issues, or roadside hiccups. Need to review your policy before your trip? Give us a call. We’re here to help protect your home, your ride, and your peace of mind. 
 

We hope your Labor Day weekend is safe, relaxing, and full of joy — whether you're heading out of town or enjoying a staycation. 

By: The Clearvue Insurance Team ​

August in Central Florida is a special time—summer fun is still in full swing, but we’re also gearing up for back‑to‑school season. Whether you’re looking for family outings, local markets, or unique festivals, there’s something for everyone to enjoy. 🌟 Tip: Many events offer free admission, but be sure to check individual websites or Facebook pages for parking details, schedules, and weather updates.

Here are a few highlights happening across our communities this month:

📍 Lakeland – First Friday Downtown
Friday, August 1
Downtown Lakeland comes alive with live music, local vendors, and plenty of food trucks. It’s a perfect evening out with friends or family.

📍 Winter Haven – Saturday Farmers Market
Every Saturday in August
Stroll through downtown Winter Haven for fresh produce, handmade goods, and a true taste of local life.

📍 Clermont – First Friday Food Trucks
Friday, August 1
Gather your family or your friends and head to Clermont for a fabulous evening on the First Friday of each month!

📍 Clermont – Sunday Farmers Market
Every Sunday in August
The Clermont Farmers Market has become a beloved gathering place for those seeking fresh produce, handcrafted goods, and a delightful outing.

📍 Winter Garden – Back to School Bash
Saturday, August 2
Give the kids a fun send-off to the school year! This family-friendly event includes free backpacks, school supplies, games, and entertainment.

📍 Orlando – Back to School Expo
Saturday, August 3
Held at the Orange County Convention Center, this expo features educational vendors, giveaways, performances, and resources for families heading into the school year.



From family fun to date nights under the stars, August is full of reasons to get out and explore.
Wishing you a wonderful August from all of us at Clearvue Insurance!

By: The Clearvue Insurance Team ​

Did you know? August marks the start of the most active stretch of hurricane season in Florida. According to the National Oceanic and Atmospheric Administration (NOAA), the Atlantic hurricane season officially runs from June 1 to November 30, but storm activity historically peaks between mid‑August and late October. In fact, some of the most powerful hurricanes on record have formed during this period.

​That makes now the perfect time to double‑check your emergency plans and stock up on essentials—and this year, Florida families have even more reason to do so.

​Thanks to recent changes in Florida’s tax law, many items that were once only tax‑free during limited‑time holidays are now permanently exempt from state sales tax. Starting August 1, 2025, you can buy the following items year‑round without paying sales tax:

• Batteries (AA, AAA, C, D, 6‑volt, and 9‑volt)
• Smoke detectors and carbon monoxide alarms
• Fire extinguishers
• Portable generators
• Waterproof tarps and sheeting (1,000 sq. ft. or less)
• Ground anchor systems and tie‑down kits
• Portable gas or diesel fuel cans (5 gallons or less)
• Life jackets and bicycle helmets
• Sunscreen and insect repellent

With these new exemptions, it’s never been easier—or more affordable—to make sure your household is storm‑ready.

​✔️ Refresh your emergency kit. Take advantage of the tax savings to grab batteries, tarps, or a
new generator if needed.
✔️ Review your evacuation plan. Know your evacuation zone and local shelters.
✔️ Protect important documents. Keep copies of insurance policies, IDs, and medical
information in a safe, waterproof place.
✔️ Stay informed. Sign up for local weather alerts and keep an eye on trusted forecasts as
activity ramps up.

Florida’s extended back‑to‑school tax holiday also runs August 1–31, so you can plan both your school shopping and your storm preparedness while saving money.

Stay safe, stay prepared, and remember—we’re always here to help protect what matters most.

Whether you’re a weekend cruiser or a seasoned captain, summer is a great time to revisit the basics. 

Quick Safety Tips for Boaters 
1. Life jackets aren’t optional. 
Florida law requires children under 6 to wear one at all times on boats under 26 feet—but really, everyone should have one on or nearby. Accidents happen fast. 
2. Don’t mix alcohol and boating. 
Operating a boat under the influence is not only dangerous--it’s illegal. Save the celebratory drinks for after you dock. 
3. Check the forecast. 
Pop-up storms are common in Florida afternoons. Look for wind warnings or small craft advisories before you launch. 
4. Watch your speed in “no wake” zones. 
Not only do you risk a fine—speeding can harm manatees and damage nearby docks. 
5. File a float plan. 
Let someone on land know where you're going and when you’ll return, especially if you're heading onto a larger lake or out toward the coast. 

🚤 What About Boat Insurance? 
Many boat owners assume their homeowners policy will cover them. In most cases—it won’t. Especially if your boat is larger, motorized, or used away from home. 

A good boat insurance policy typically covers: 

• Accidents or collisions 

• Damage from storms or theft 

• Liability if someone gets hurt on or around your boat 

• Towing and assistance if you're stranded 

And just like car insurance, the level of protection can vary widely depending on your needs. 

⛵ Need a Policy Check or Quote? 
We’re here to make sure your fun in the sun doesn’t lead to unexpected headaches. Whether you're new to boating or just want to confirm you're covered, we’ve got you. Whether you’re a weekend cruiser or a seasoned captain, summer is a great time to revisit the basics. 

Quick Safety Tips for Boaters 
1. Life jackets aren’t optional. 
Florida law requires children under 6 to wear one at all times on boats under 26 feet—but really, everyone should have one on or nearby. Accidents happen fast. 
2. Don’t mix alcohol and boating. 
Operating a boat under the influence is not only dangerous--it’s illegal. Save the celebratory drinks for after you dock. 
3. Check the forecast. 
Pop-up storms are common in Florida afternoons. Look for wind warnings or small craft advisories before you launch. 
4. Watch your speed in “no wake” zones. 
Not only do you risk a fine—speeding can harm manatees and damage nearby docks. 
5. File a float plan. 
Let someone on land know where you're going and when you’ll return, especially if you're heading onto a larger lake or out toward the coast. 

🚤 What About Boat Insurance? 
Many boat owners assume their homeowners policy will cover them. In most cases—it won’t. Especially if your boat is larger, motorized, or used away from home. 
A good boat insurance policy typically covers: 

• Accidents or collisions 

• Damage from storms or theft 

• Liability if someone gets hurt on or around your boat 

• Towing and assistance if you're stranded 

And just like car insurance, the level of protection can vary widely depending on your needs. 

⛵ Need a Policy Check or Quote? 
We’re here to make sure your fun in the sun doesn’t lead to unexpected headaches. Whether you're new to boating or just want to confirm you're covered, we’ve got you. ​